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The Otter 5 is a civilian vehicle featured in Mercenaries 2: World in Flames.
The Otter 5 is a very useful jet-ski featured exclusively in Mercenaries 2. It is identical to its pirate counter-part, save for its paint job, and the fact that it is a civilian vehicle. Its paint job is red/white color scheme but other than that, it performs identically. It can be found near bodies of water, but most commonly near Maracaibo.
The Otter 5 may be the most useful sea-vehicle in the game. Despite being unarmed, its speed is unmatched. A solid tactic is to wait until you're disguised as a civilian, then simply speed by any hostiles. This is something that can't be done with the Pirate version, since all factions are hostile and will attack on sight.
The Otter 5 could be based on any number of Personal Water Craft.